Understanding E-Banking and Risk

Did you ever transfer money to another account? Buy products online? Paying your bills online?, at least it is some of the most frequent applications made by us, all of which are part of the e-banking activities. A banking activities carried out by the electronic media.

Transactions via the Internet that makes it easy for our customers and more profitable than the bank because of low cost, making use of e-banking technologies is increasing. For example, Bank Danamon's scored as many as one million transactions with a transaction value of $ 250,000 through the "internet banking" launched since June 2009, (danamonline.com).

But in its progres, there is just a fun person to utilize this technology, especially those who are experts in the IT world cracker / carding). They could easily break the security system that can suck the money especially with the way customers online.

Security is a process, not product. As the security process has many components. Security as well as a chain consisting of many chains. Like the chain, then the power system is equivalent to the strength of the weakest link. In the case of KlikBCA (e-banking website fake) there are two things that become the weakest link of the system is attacked, the clack-user concerns, and lack of response to BCA. This weakness makes two relatively strong component (eg 128-bit SSL) to be lost meaning.

This means that security issues should not be used as light as part of the Public Relations course because it concerns the security and losses customer / user e-banking. It is time for e-banking users to find out how the ins and outs of this technology, virtual banks do not get complacent because of false knowledge about the applications and systems offered by their e-banking each customer.